Per Diem Rates from the U.S. General Services Administration
Search by city, state or ZIP code, or by clicking on the map. You can also use the new per diem tool to calculate trip allowances
Rates are set by fiscal year, effective October 1 each year. Find current rates in the continental United States ("CONUS Rates").
Workers' Compensation Insurance
State law requires all businesses with employees to carry workers' compensation insurance. Workers' compensation insurance covers employees injured on the job, even if the employee caused the injury. A sole proprietor is not required to be covered under workers' compensation insurance. However, in some states, such as Maine, a sole proprietor may be permitted to opt in by purchasing an insurance policy and electing to be covered by the policy. Check your state requirements.
Workers' compensation insurance premiums vary depending on the level of risk for injury associated with the employee's job. The premium for an employee working in a hazardous work environment or one who operates machinery or works with dangerous chemicals would tend to be higher than the premiums for an office worker.
Remember Al Franken!
Several years ago, Al Franken was fined $25,000 by the New York State Workers' Compensation Board for failing to carry workers' compensation insurance from 2002 through 2003 while employing people in his namesake company, Al Franken, Inc.
Don't make the same mistake!